1. Your agreement with us
3. General information
Information on this Website is of a general nature only and any examples or forecasts are provided for illustrative purposes only. The information on this Website does not take into account your individual objectives, financial situation or needs. We recommend you obtain financial, legal and taxation advice before making any investment decision.
4. No offer of financial products
The content of this Website does not constitute an offer, inducement or invitation by Keystone to buy, sell or issue any financial product or service. Accordingly, reliance should not be placed solely on the content of this Website as the basis for making an investment, financial or other decision.
None of the services or financial products referred to on this Website are available to persons where it would be contradictory to local law or regulation to offer those financial products or services.
6. Dollar amounts
Any references to currency or amounts on this Website are in Australian dollars, unless otherwise specified. Amounts stated on this Website are not valuations and should not be relied on or treated as such. Amounts stated on this Website may or may not be inclusive of taxes, such as GST.
7. Applicable law
Unless otherwise indicated, Keystone own or is licensed to use all intellectual property (including without limitation copyright, trademark and designs) subsisting in the materials on this Website. To the extent permitted by law, no part of this Website may be reproduced, reused, retransmitted, adapted, published, broadcast or distributed without our prior written consent.
All names, logos and trademarks on this Website are the property of Keystone (or their respective owners). Nothing on this Website should be interpreted as granting any rights to commercial use or to distribute any names, logos or trademarks without the express written agreement of Keystone (or their respective owners).
9. Virus warning
Keystone does not guarantee that this Website (including any website links or downloads) is free from viruses or any other defects, although due care has been taken to minimise such risk.
10. Limitation of liability
To the extent permitted by law, Keystone is not liable to you or any other party for any direct, indirect, incidental, special, exemplary or consequential damages of any type (including, without limitation, any lost profits, lost opportunity, business interruption, lost savings or loss of data) related to or arising from: (a) this Website; (b) any use of this Website or of any website or resource linked to, referenced or accessed through this Website; or (c) the use or downloading, or access to, any materials, information, products or services. These exclusions apply even if Keystone is expressly advised of the possibility of such damages and extends to all causes of action, whether based on contract, warranty, tort (including negligence) or any other legal theories.
12. Disclaimer of warranty
If the applicable law prohibits the exclusion of any of the warranties referred to above, to the extent permitted by law, Keystone limits its liability for breach of any such warranties to resupply of the affected products or services or payment of the cost of resupply of the affected products or services, at its sole discretion.
13. Password security
If you are allocated a password to access any part of this Website, you are responsible to prevent the password being disclosed to any third party. You indemnify Keystone against any and all unauthorised use of your username and password.
14. Accuracy and currency of information
Information on this Website is current only on the day it is placed on the website. We make no assurance that any information on this Website will be updated immediately or at all. Except as otherwise provided, Keystone makes no statement regarding the accuracy and correctness of the content on this Website. Neither Keystone nor its directors and officers, accept responsibility for any errors or omissions which may subsequently be found evident on this Website.
No person should take action on reliance of the material contained on this Website, but instead should satisfy themselves independently of the appropriateness of such action.
15. Past performance
Past performance of any product or investment (including real property, debt, managed account, security or managed investment scheme) described on this Website is not a reliable indication of future performance.
16. Forward-looking statements
Statements contained on this Website and in information published by us from time to time may include statements of future expectations. Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties, assumptions and other important factors, many of which are beyond the control of Keystone. Such statements are subject to risk and uncertainties that could cause actual results to differ materially from those projected.
17. Website links
All external links located within this Website are for reference purposes only. Keystone does not endorse, approve or recommend the company, product or service provided on or associated with the external link. We are not responsible for the content of any website linked to this Website.
18. IP addresses
An IP address is a number assigned to your computer whenever you access the internet. It is not linked to personally identifiable information. We may use your IP addresses to analyse trends, administer the website, track your use of this Website and gather broad demographic related information.
20. Unsolicited commercial messages
We may publish electronic addresses on this Website to facilitate communication relating to our business functions. This is not to be inferred as consent by us or the relevant addressees to receiving unsolicited commercial messages.